Health Insurance

Posted on April 10 2009

By Brad Oostindie – Clinical Director

Ready To Focus does not participate with any HMO or PPO type health insurance plan.  This is due to several reasons, the greatest of which is our desire to remain independent of the demands of the insurance companies and the limitations many of them place on care.  Instead of focusing our efforts on meeting arbitrary HMO or PPO plan guidelines and only providing treatments that maximize reimbursement rates under those plans, we focus our efforts on providing our clients the highest quality care with cutting edge treatments that are used all throughout the world.  You will find us to be accessible, thorough, and complete in our attempts to help you or your child’s situation.  We will spend our entire time together talking about what is the next best step for you or your child, not what is only available to you under your health insurance contract!

All services are provided on a fee-for-service model.  Because we do not have to carry the overhead of an agency doing direct insurance billing or make contingencies for lost income due to insurance write-downs, you will find our services very affordable and comparable to what you would pay out of pocket if you used your insurance plan.  You can make payment by check or credit/debit card and a courtesy bill will be given to you upon payment. 

A courtesy bill contains all the necessary information for your insurance company to provide reimbursement to you for the services you received.  In addition, flex plan and H.S.A. account requirements are met with this courtesy bill as well.  If you would like to contact your insurance agency prior to your first appointment to see if this maybe a covered benefit – here is a list of the common CPT codes we use for treatment services:

90801 Initial diagnostic interview
96101 or 96118 Psychological Testing
90901 Biofeedback/Neurofeedback
90806 Therapy or Counseling

It is our goal to provide services to everyone regardless of their situation and we are nearly always successful in making that happen!  Please contact our office and a clinician will speak to your situation directly, tell you what costs are involved, and will be able to work out any type of payment plan or sliding fee scale if needed.  The initial phone consulation with a clinician is free of all charges so that we can best understand your situation and talk about all the options available to you! 

Below is our 2010 charge list for the services we provide.  Please call if you have any questions or discuss your situation.  Again, the initial phone consultation with a psychologist is no charge!
2010_Charge_Sheet_effective_July_1_2010.pdf

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